Meet Our BOLD Team
Adam Royer
Founder & Retirement Income Planner
aroyer@boldretirementgroup.com
Adam Royer is the founder of Bold Retirement Group. He served in the Marine Corps infantry and as a police officer before working with leading financial advisory firms across the country as a business coach and consultant, helping them refine their marketing, sales processes, and overall client experience.
Through that work, he gained a clear perspective on how retirement planning is typically delivered — and where it often falls short.
Today, he specializes in helping individuals and families approaching retirement create clear, reliable income strategies and bring structure to their financial decisions, so they can move forward with confidence and Boldly Retire.
Tosha Duncan
Director of Operations
tduncan@boldretirementgroup.com
Tosha serves as the Director of Operations at Bold Retirement Group. She holds a business degree from Baker University and has spent much of her career as an HR Director, where she developed a strong foundation in organization, communication, and building meaningful relationships.
At Bold Retirement Group, Tosha oversees client onboarding and new business operations, helping ensure each step of the process is smooth, organized, and handled with care. She plays a key role in creating a consistent and thoughtful experience for every client from the very beginning.
From The Founder
“I started Bold Retirement Group because I’m passionate about helping people realize what’s possible—bringing clarity to their situation, building a real strategy, and giving them confidence in how everything fits together.
Over time, I’ve found that most families aren’t sure how to make what they’ve saved last—or are concerned about how a market downturn could impact their retirement. That uncertainty is what we work to eliminate.
Outside of work, life is full—our house of seven is nothing short of busy in the best ways. We find any excuse to go see, learn, and discover something new. We’re a curious bunch at heart. That same mindset carries into how we work with clients—understanding their story and helping them build a plan that gives them the confidence to actually do what we call Boldly Retire: to move into retirement with clarity and intention, and to live their adventure.
When you sit down with us, you’ll get a real conversation—not a pitch. You’ll walk away feeling calm, confident, and ready.”
— Adam